Michael Favila

As a seasoned technology executive with over 20 years of experience, I lead the Digital Bank software engineering team to deliver scalable, high-throughput digital banking systems. Focused on streamlining identity verification, onboarding, savings and lending product journeys, and core banking, our team enhances straight-through processing to ensure seamless customer experiences within minutes. Leveraging expertise in Agile practices, DevOps, and design thinking, we empower millions of users with reliable, efficient solutions.

In 2021, Maya Bank Inc., based in the Philippines, was successfully launched in just six months, becoming the first digital bank in Asia to achieve 1 million active customers and $10 billion in deposits within five months of its launch.

I was also part of the team that successfully launched Mox Bank, a digital bank created from scratch by Standard Chartered in Hong Kong. Additionally, I assisted Tandem Bank UK in its expansion to Hong Kong, where we launched Tandem Money under Convoy Group, a payment wallet and wealth platform.

My mission is to enable transformative banking technologies that prioritise speed, security, and scalability. Having co-founded Resource Lend and contributed as a Fractional CTO, I bring a strategic mindset to modern banking challenges, complemented by a commitment to cybersecurity and IT audit practices. Together with my team, we advance groundbreaking financial services while fostering innovation and operational excellence.